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Twice as Nice CD

*Member FDIC. Rate and offer are subject to change and may be withdrawn without notice. The interest rate may change after the account is opened. Annual Percentage Yield (APY) is effective as of 7/21/2008. When exercising the bump-up option, the APY for the current 36 month CD term will apply. Retail CDs only. IRA, Business and Jumbo CDs, Relationship banking bonus and other coupon offers do not qualify. Substantial penalty for early withdrawal. At maturity, this CD will revert to our standard 36 month CD product.