Member FDIC. Rates subject to change and may be withdrawn without notice. Annual Percentage Yield (APY) is in effect as of this publication date and assumes principal and interest remain on deposit for term stated. Penalty may apply for early withdrawal. Certificate of Deposit rates can be applicable to IRA accounts. Fees could reduce earnings on the account. In addition, for bump up CDs a one-time rate adjustment is permitted anytime during the original term. When exercising the bump-up option, the term must be the same as the term of your original bump-up CD. Bump-up CDs will renew into CDs not permitting a bump-up of the interest rate. New money may not be added when exercising your bump-up option. Minimum deposit to open and obtain APY on Bump-up CD is $500. Minimum deposit to open and obtain APY on a Double Bump-up CD is $2,500. Minimum deposit to open and obtain APY is $5,000. For current rate information or Account Agreement Disclosure information, please call our Direct Banking Center at 1.800.222.2547.